August 2021


Why add Electronics Protection Plans with Homeowners Insurance?

Homeowners insurance, also known as home insurance, is an essential purchase as it does not just protect your belongings and home against theft and damage, but it is also required by most mortgage lending companies. Nearly all lenders won’t even provide financing for a home without home insurance. Nearly all mortgage companies require borrowers to have insurance coverage for the full or fair value of a property. Before taking a look at the benefits of adding electronics protection plans, it is important to know what home insurance normally covers.

Home Insurance Coverage

Homeowners insurance policies typically provide coverage for such events as damage to a the interior and exterior of a home, vandalism, theft, and personal liability for harm to others.

There tends to be 3 home insurance coverage levels that include:  replacement cost (covers the actual cash value of the home and belongings without the deduction for depreciation), actual cash value (covers the cost of the home plus the value of belongings after deducting depreciation), and extended replacement cost/value (pays for the costs to repair or rebuild the home, even if it’s more than the homeowner’s policy limit.)

Home insurance companies assess a person’s risk when setting a policy rate, such as how likely they are to file a claim.

Prices of home insurance will vary. The cheaper homeowners insurance will likely give the least amount of coverage.

Home Insurance and Electronic Devices

Standard homeowners insurance policies will pay to repair or replace electronics if they’re stolen or damaged in a disaster such as a fire, tornado, or other event covered by the policy. These home insurance policies do not cover normal wear and tear and ageing of an appliance or electronic device.

Electronics Protection Plans

Electronics Protection Plans such as ARWHome Electronics Protection  Plans provide the coverage lacking in traditional home insurance policies.

ARWHome Electronics Protection Plan coverage include:

  • Defects in workmanship and materials
  • Unlimited electronic devices – home computing and entertainment
  • Spills, drops and cracked screens (ADH) on portable devices
  • Mechanical and/or electrical failures due to normal wear and tear
  • Power surge protection
  • One laptop battery replacement annually

ARWHome Electronics Plans  – Reliable Protection

  • If any eligible product experiences a failure we will fix it or replace it! In the event your product requires service, you  may be required to pay a service fee.
  • Service Fees do not apply to accessories i.e., Monitors, keyboards, mice, speakers, modems, remote controls or controllers.
  • No contract is required. Coverage is on a month-to-month basis that can be cancelled at any time with no cancellation fees. Coverage will remain in effect 30 days after cancellation.
  • Cover All Your Eligible Household Electronics With Just One Plan, For One Low Price, No Registration Or Proof Of Purchase Required.
  • An ARWHome Ultimate Electronics Protection Plan covers eligible Laptops, Desktops, Tablets, LED/LCD TV’s/Flat Panel/Plasma TV’s, Printers, Gaming Consoles, DVD/Blu-Rays and more, for one low price.

* There are additional exclusions, we recommend that you read and become familiar with the Terms and Conditions.

Why Choose ARWHome Electronics Plans?

  • All Product Brands
  • Ability to support an unlimited number of eligible new and existing products.
  • Nationwide % Zip Code coverage for In-Home Service.
  • Hassle-free Service File a claim. Shipping is included. We’ll repair it and send it back
  • Communication Simply call us
  • Results: If we can’t repair it, we’ll replace it or reimburse you.

ARWHome understands that electronics protection plans are essential to just about everyone today. The ARWHome Ultimate Electronics Protection Plan, powered by Asurion, provides protection for an unlimited number of eligible devices, including products such as desktops, laptops, tablets, printers, routers and external hard drives; and home entertainment products such as flat panel TVs, DVD players, home theater systems and gaming systems. As the industry leader in home warranties, ARWHome provides the best service and coverage tailored to your electronics needs.  Electronics Protection Plans along with home insurance makes sense!

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How to Protect Your New Home When Relocating?

Moving to a new home feels impressive, but the process of packing all the items and belongings is tiresome. Despite hiring movers, homeowners still play a huge role in ensuring that all items are in place and then unpack them in the new home. Despite the joy and pressure, it’s crucial to protect the new home from damage. Below are tips to home homeowners retain the original look of their new home.

Choose Local and Professional Movers

Household belongings and other expensive items can get broken or damaged when mishandled. That’s why homeowners should always hire professional movers. Again, accidents can happen, especially if heavy items are incorrectly handled. All these accidents can cause losses, especially if one is on a tight budget. Hiring local movers is advantageous because they keep time and can’t be delayed by weather and traffic.

Clean the New Home Before Moving In

Before movers carry the items to the new home, it would be best for homeowners to clean it. They can sweep the compound, especially if leaves occasionally fall from the tree, to curb the appeal of their new home. Before unloading anything that has been moved into the new home, homeowners should sweep the dust and spray pesticides to ensure the atmosphere is safe for their families.

Cover the Flooring

When moving things to different locations of the house, the most affected part is the flooring. Whether the floor is wooden, carpet, or tile flooring, it would be best to cover it to protect it from damage. A scratched or stained floor reduces the curb appeal in the interior of any home. Homeowners can cover the floors of their new homes using runners, doormats, or red rosin paper. Again, furniture sliders are essential, especially when pushing heavy furniture to their location. This saves lots of money needed for repairs due to damaged flooring.

Plan How to Layout Items

When moving things into their specific areas inside the house, it’s possible to damage the flooring and the walls. Therefore, homeowners should take time to plan where each item will be located. This way, they can choose appropriate entry points and where to lay heavy and oversized items. Planning is vital because whether the home is small or large, or despite the items one has, laying out things won’t be a problem. Again, it helps homeowners to avoid damaging various parts of their new homes.

Hire Professionals to Assess the House

If the new home is in another location, it would be best to ensure that homes are safe to keep their families safe by hiring professionals to assess the entire house. This is because they don’t know about the security issues in that location. Some of the potential threats include break-ins, armed robbery, and natural disasters such as storms. These professionals can change locks, upgrade using security glass and siding. This way, homeowners can be at peace because they are safe.

The above tips, including covering the flooring, cleaning the house before moving in, and choosing professional movers, are some of the best tips for homeowners planning to move. Those who need the best movers should hire Manhattan movers for the best moving services.

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